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Home Insurance

Attention Homeowners!

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Through the many superior companies our agency is assigned with, we can offer you a variety of homeowner's insurance solutions providing you with very individualized coverage. Listed below is standard property and liability coverages.

Property Coverages	Liability Coverages
Dwelling coverage including any screened enclosures	Personal liability - legal protection for claims from accidents to others
Physical structures on your property but not attached to your home (fence, pool, or shed)	Medical Payments to others injured on your property
Loss of use is coverage for expenses beyond replacement of your physical and personal property (renting an apartment while your home is being rebuilt)
Personal property or personal belongings (ex. furniture, entertainment equipment, clothing)

We have just been assigned to an excellent company whose niche is older homes yet are priced competitively on most years of construction.

Many of our policies also include various deductibles and payment plans, as well as coverages for a range of dwelling values. Your policy can be designed to protect your property from any hazards or natural disasters. One of our newest assigned companies offers special coverages such as accidental death, temperature change, power interruption, and arson reward.

Listed below are examples of additional endorsements you may add to your property.

Optional endorsements
All risk contents replacement costs
Backed-up water/sewage
Identity theft
Extended replacement cost -- 125%
Increased special personal property limits
Animal liability

Special Discounts: Ask about discounts available to homeowners for the addition of residential storm shutters, burgler alarms, automatice fire sprinklers, and fire alarms; gated communities, newer homes constructed in the last 10 years and retirees 55 and older.

For a free quote, you may either call us at the phone number at the top of this page, or you may click on the free quote link below to get started right away.

You may contact us by email for any questions you may have.

The information on this site is intended to provide Florida residents with a general knowledge of what may be available and is subject to terms, conditions, and exclusions stated in the policies. Coverage is subject to specific limitations; therefore, the customer should consult their policy for details on conditions, exclusions, and limits.