Condominium Unit Owners Insurance

As a condominium unit homeowner, you have special insurance needs unlike other homeowners. The unit owner shares responsibility with other unit owners for common areas. Customarily, a condominium association purchases a master policy that covers these common areas which includes the exterior building, common grounds and walkways surrounding the premises and collects a monthly payment that goes towards insurance of these areas.

A special HO-6 policy will offer coverage for the individual condo owner to insure the unit. The policy will cover:

• Personal property damage (contents - 100% replacement cost endorsement or depreciated value)

• personal liability

• damage to building - studs in (its interior walls, flooring, cabinets, appliances) - permanently attached structures within the condo unit

• loss of use

Below is a partial list of optional endorsements which may be purchased in addition to your basic policy.

Many of our policies also include various deductibles and payment plans, as well as coverages for a range of dwelling values. Your policy can be customized to protect your property from any hazards or natural disasters.

For a free homeowner's quote, you may either call us at the phone number at the top of this page. Or for your convenience, please click on the free quote link below and submit your information electronically.

You may also contact us by email with any questions you may have.